Texas Life & Health Insurance License Course
The complete pre-licensing course for the Texas Life & Health insurance exam. 16 modules, 320 practice questions, and a pass-first-try guarantee — built by working Texas agents.
Enroll NowWhat you'll learn
16 modules covering every topic on the Texas Life & Health exam, plus a 320-question practice bank.
- 01Life Insurance Basics & Policy Types
- 02Term, Whole, & Universal Life
- 03Variable Life & Annuities Overview
- 04Policy Riders, Provisions, & Options
- 05Underwriting & Premium Calculation
- 06Group Life & Retirement Plans
- 07Health Insurance Fundamentals
- 08Individual Major Medical & ACA
- 09Group Health & Employer Plans
- 10Disability Income Insurance
- 11Long-Term Care Insurance
- 12Medicare, Medicaid & Senior Products
- 13Texas Insurance Code & TDI Rules
- 14Texas Agent Licensing & Ethics
- 15Texas Marketing & Replacement Rules
- 16Final Exam Review & Practice Test Strategy
Why our students pass
320+ practice questions
Our practice bank mirrors the Pearson VUE Texas exam format. Drill until weak topics turn green.
Texas-specific state law
A full module on the Texas Insurance Code, TDI rules, replacement, and ethics — the section most candidates fail.
Built by working Texas agents
Every module is written and reviewed by licensed Texas producers — not textbook publishers.
Pricing
$124 — includes the full course, 320-question practice bank, and our pass-first-try guarantee.
Frequently asked questions
How long is the Texas Life & Health insurance exam?
The Texas Life & Health insurance exam is 150 questions and you get 2.5 hours to complete it. The exam is delivered through Pearson VUE and you need a 70% score to pass.
What is the pass rate for the Texas Life & Health exam?
Texas Life & Health statewide first-time pass rate is roughly 65.89% according to Pearson VUE's 2024 Texas examination report. Ava Pro students who finish the full course and practice bank pass at over 91%.
Is Texas Life & Health harder than Life-Only?
Yes — Life & Health combines both lines into a single 150-question exam covering life policies, annuities, health and disability insurance, Medicare, ACA, and Texas state law. It takes longer to study but qualifies you to sell more product lines.
Can I take the Texas Life & Health exam online?
Yes. Pearson VUE offers OnVUE online proctoring for the Texas Life & Health exam. You can also test in person at any Pearson VUE testing center across Texas.
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