Arizona Insurance Exam Prep — Pass on the First Try
Online exam prep for every Arizona line of authority — Life & Health, Property & Casualty, and Personal Lines. Built by licensed Arizona agents. No pre-licensing required, but structured prep wins.
Choose Your CourseChoose your Arizona license
Life & Health
Best for agents selling life insurance, health, Medicare, and group benefits in Arizona.
400-question practice bank
Property & Casualty
For agents selling home, auto, commercial, and workers' comp insurance in Arizona.
390-question practice bank
Personal Lines
Starter license — covers home and auto only. Fastest path to producing in Arizona.
Full practice bank included
Arizona doesn't require pre-licensing — should you still take a course?
Arizona is one of the few states that has never required pre-licensing education. You can walk into the exam cold, pay the fee, and try your luck.
But the Arizona insurance exam still has a 70% pass bar and roughly 25–30% of the content is Arizona-specific — DIFI regulations, state statutes, and unique filing rules that national textbooks barely cover. First-attempt pass rates nationally run roughly 60–65% without structured prep. Our students pass at well over 90%. A prep course isn't legally required in Arizona, but it is the smartest investment you can make before sitting for the exam.
How Arizona insurance licensing works
- 01
Be at least 18 and pick your line
Arizona requires all insurance license applicants to be 18 or older with a valid Social Security number. Choose your line of authority — Life & Health, Property & Casualty, or Personal Lines — before registering for the exam.
- 02
Take an exam-prep course (recommended, not required)
Arizona does not mandate pre-licensing hours, but the exam is rigorous. A structured prep course covers the 25–30% of Arizona-specific content that national textbooks skip — DIFI statutes, state filing rules, and unique policy provisions.
- 03
Pass the AZ exam with 70% or higher
Register and test through Pearson VUE. Arizona insurance exams are 100–150 questions with a 2 to 2.5 hour time limit. You need 70% to pass. You'll receive a preliminary pass/fail before leaving the testing center.
- 04
Complete Fieldprint fingerprinting
After passing, schedule a Fieldprint appointment for state and FBI background checks. Cost is approximately $50. Bring a government-issued photo ID and your Pearson VUE pass slip.
- 05
Submit Form L-LTD via NIPR ($120 fee)
Submit your Arizona insurance license application through NIPR using Form L-LTD. The $120 fee is non-refundable. DIFI typically processes clean applications within 2–4 weeks.
Arizona exam pass rates
Arizona statewide pass rates remain a barrier for unprepared candidates: Life & Health 60–65%, Property & Casualty 60–65%, and Life-only 60–65%. Source: national first-attempt rates without structured prep; Arizona does not publish per-line pass rates.
Ava Pro students who complete the full prep program pass at 90%+.
Frequently asked questions
Is pre-licensing education required in Arizona?
No. Arizona has never required pre-licensing education to sit for the insurance license exam. You can register directly with Pearson VUE and test without any classroom hours. However, the exam has a 70% pass threshold and roughly 25–30% Arizona-specific content, so structured exam prep significantly raises first-attempt pass rates.
How much does an Arizona insurance license cost?
Budget approximately $250 to $350 total. The Pearson VUE exam fee is $43–$66 per attempt, Fieldprint fingerprinting is about $50, and the non-refundable NIPR application fee (Form L-LTD) is $120. Optional exam-prep course costs vary by provider.
How do I get an insurance license in Arizona?
1) Be at least 18 and choose your line of authority. 2) Take an exam-prep course (recommended, not required). 3) Pass the Arizona insurance exam with 70% or higher through Pearson VUE. 4) Complete Fieldprint fingerprinting for state and federal background checks. 5) Submit Form L-LTD via NIPR and pay the $120 fee. DIFI typically issues the license within 2–4 weeks of a clean background check.
How long does an Arizona insurance license take?
Most candidates spend 2–4 weeks studying, then 1–2 weeks waiting for DIFI processing after passing the exam and submitting fingerprints. If you study full-time, you can test within a week; part-time studiers usually need 3–4 weeks of prep.