Arizona Life & Health Insurance License Course

    The complete exam-prep course for the Arizona Life & Health insurance exam. 16 modules, 400 practice questions, and a pass-first-try guarantee — built by licensed Arizona agents.

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    What you'll learn

    16 modules covering every topic on the Arizona Arizona Life & Health exam, plus a 400-question practice bank.

    • 01Life Insurance Basics & Policy Types
    • 02Term, Whole, & Universal Life
    • 03Variable Life & Annuities Overview
    • 04Policy Riders, Provisions, & Options
    • 05Underwriting & Premium Calculation
    • 06Group Life & Retirement Plans
    • 07Health Insurance Fundamentals
    • 08Individual Major Medical & ACA
    • 09Group Health & Employer Plans
    • 10Disability Income Insurance
    • 11Long-Term Care Insurance
    • 12Medicare, Medicaid & Senior Products
    • 13Arizona DIFI Regulations & Statutes
    • 14Arizona Agent Licensing & Ethics
    • 15Arizona Small Employer & HMO Rules
    • 16Final Exam Review & Practice Test Strategy

    Why our students pass

    400+ practice questions

    Our practice bank mirrors the Pearson VUE Arizona exam format. Drill until weak topics turn green.

    Arizona-specific state law

    A full module on Arizona DIFI regulations, statutes, and unique filing rules — the section most under-prepared candidates fail.

    Built by licensed Arizona agents

    Every module is written and reviewed by active Arizona producers — not generic textbook authors.

    Pricing

    $124 — includes the full course, 400-question practice bank, and our pass-first-try guarantee.

    Frequently asked questions

    How long is the Arizona Life & Health insurance exam?

    The Arizona Life & Health insurance exam is 150 questions with a 2.5-hour time limit. You need a score of 70% to pass. The exam is administered by Pearson VUE at testing centers and via OnVUE online proctoring.

    What is the pass rate for the Arizona Life & Health exam?

    Arizona does not publish per-line pass rates. Nationally, first-attempt pass rates for Life & Health exams run roughly 60–65% without structured prep. Ava Pro students who complete the full course and 400-question practice bank pass at over 90%.

    What does the Arizona Life & Health license cover?

    The Arizona Life & Health license lets you sell life insurance, annuities, individual and group health, disability income, long-term care, and Medicare products. It also qualifies you to advise small employers on HMO and group benefit plans under Arizona DIFI rules.

    Is Arizona Life & Health harder than Property & Casualty?

    Most candidates find Life & Health more conceptually dense due to the volume of policy types, health regulations, and Medicare rules. Property & Casualty has more forms and endorsements to memorize. Both are challenging without structured prep.

    More Arizona courses

    Back to Arizona licensing hub — compare every Arizona license course in one place.

    Last updated: May 2026