Pennsylvania Property & Casualty Insurance License Course
Built for the 2026 PSI exam under Pennsylvania's post–Act 1241 rules. Pre-licensing hours are gone, but the PSI exam — and its 70% pass bar — isn't. Join the waitlist to be first in when the course opens.
Be first to know when our Pennsylvania Property & Casualty course launches.
We'll email you the moment enrollment opens — plus a launch-week discount for waitlist members.
What the course will cover
- Pennsylvania insurance statutes and Insurance Department regulations
- Act 1241 changes and the post–April 2025 licensing landscape
- Property insurance: HO-1 through HO-8 homeowners forms, dwelling policies
- Personal and commercial auto coverage (PA-specific PIP and tort options)
- Commercial property: BOP, commercial package policies, inland marine
- General liability and commercial umbrella
- Workers' compensation in Pennsylvania
- Surety, crime, and specialty coverages
- PSI exam strategy: pacing, question patterns, common traps
- Full-length PSI-style practice exams with score reports
What the Pennsylvania Property & Casualty exam covers
The Pennsylvania Property & Casualty insurance exam is administered by PSI Services with a $43 per-attempt fee and a 70% passing score. As of April 29, 2025 (Act 1241), Pennsylvania no longer requires pre-licensing hours, so you can register with PSI as soon as you're ready.
The national portion covers insurance principles, contract law, property coverages (homeowners forms HO-1 through HO-8, dwelling, condo, renters), personal and commercial auto, commercial general liability, commercial property and business owners policies (BOP), inland marine, workers' compensation, surety bonds, and crime coverage. Expect detailed questions on policy forms, endorsements, exclusions, and the duties of insurer and insured.
The Pennsylvania portion focuses on state-specific rules: Title 40, Pennsylvania Insurance Department regulations, producer licensing law including Act 1241, Pennsylvania's tort-option vs full-tort auto system, PIP requirements, the Pennsylvania Automobile Insurance Plan (PAIP), the Pennsylvania Property and Casualty Insurance Guaranty Association, workers' compensation under the Pennsylvania Workers' Compensation Act, and Insurance Department rate and form filings. This is where state-specific exam prep makes a measurable difference.
After passing, complete IdentoGO fingerprinting with service code 1KGBGJ and submit your application via NIPR for the $55 fee. Once the Pennsylvania Insurance Department clears your background check, you'll be licensed and ready to produce.