Texas Life-Only Insurance License Course
The fast path to a Texas Life-Only license. 9 focused modules, 210 practice questions, and a pass-first-try guarantee — perfect for agents selling life, annuities, and final expense.
Enroll NowWhat you'll learn
9 modules covering every topic on the Texas Life-Only exam, plus a 210-question practice bank.
- 01Life Insurance Basics & Policy Types
- 02Term, Whole, & Universal Life
- 03Variable Life & Annuities
- 04Policy Riders & Provisions
- 05Underwriting, Premiums & Taxation
- 06Group Life & Retirement Plans
- 07Texas Insurance Code & TDI Rules
- 08Texas Agent Ethics & Replacement Rules
- 09Final Exam Review & Practice Test Strategy
Why our students pass
320+ practice questions
Our practice bank mirrors the Pearson VUE Texas exam format. Drill until weak topics turn green.
Texas-specific state law
A full module on the Texas Insurance Code, TDI rules, replacement, and ethics — the section most candidates fail.
Built by working Texas agents
Every module is written and reviewed by licensed Texas producers — not textbook publishers.
Life-only vs Life & Health — which should you take?
Life-Only is faster (100 questions, ~25 hours of study) and is enough if you sell term, whole, universal life, annuities, or final expense. Choose Life & Health if you also want to sell Medicare, ACA health plans, employer group health, or disability income — Life & Health covers everything Life-Only does plus the full health side.
See the Texas Life & Health coursePricing
$124 — includes the full Life-Only course, 210-question practice bank, and our pass-first-try guarantee.
Frequently asked questions
How long is the Texas Life-Only insurance exam?
The Texas Life-Only insurance exam is 100 questions with a 2-hour time limit. You need a score of 70% to pass. The exam is administered by Pearson VUE.
What does a Texas Life-Only license let me sell?
A Texas Life-Only license lets you sell term life, whole life, universal life, variable life (with FINRA), annuities, and final expense policies. You cannot sell health, disability, or Medicare products without adding Health to your license.
How long does it take to study for the Texas Life exam?
Most candidates need 20–30 hours of focused study for the Texas Life-Only exam. With Ava Pro's 9 modules and 210-question practice bank, full-time studiers finish in about a week; part-time studiers finish in 2–3 weeks.
Can I upgrade later from Life-Only to Life & Health?
Yes. You can add the Health line of authority later by passing the Health portion of the Texas exam and submitting an endorsement through NIPR. Many Ava Pro students start with Life-Only and add Health within the first year.
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